Mortgage interest rates are at historical lows

It will take less than a minute to complete this short questionnaire and 
see what loan programs you qualify for and to get a quote

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Why Do This?

As the economy recovers, it is predicted that rates will rise.  NOW is the time to explore your options.

Refinancing or getting a new purchase loan now could save you thousands over the lifetime of your loan.  

There are also many new loan programs you may have not heard about that make it easier than ever to get a loan that fits your situation.  

Even if you are self-employed, or have not so perfect credit, we have loan programs that can work!

The Benefits / Problems We Solve

The Benefits / 
Problems We Solve

Remove Stress
We help take the stress out of the process by narrowing down the options to a loan program that will meet your specific needs.  

We have a very simple process to see what programs you can qualify for.  The enitre application process is digital.
Less Confusion
There are so many loan programs and mortgage companies that are very similar.  It can be very confusing to know which one to choose.  

We will narrow down the options and go through the pros & cons of each one so you can make an educated decision for you and your family
Stop the Overwhelm
With so many options and variations, it is easy to get overwhelmed – It is common for people to not know what to do …or to choose to do nothing.  

We have a very simple and easy process to help you get the loan program for your needs / situation.

Click the button below to see what programs are best for you and to get a quote.

It takes less than a minute to complete 
our short questionnaire

Loan Programs

Important Benefits:  
You can get approved in as fast as one day and close in less than 30 days

  • VA Loans for Veterans:  Down to a 550 credit score*  / No down payment for a purchase loan / Refinance with no new appraisal needed in most cases
  • Conventional Loans:  As low as a 3% down payment on purchase loans / Refinance up to 95% LTV
  • FHA Loan:  Down to a 550 credit score*.  3.5% down on a purchase
  • ​Self Employed / 1099:   Get qualified with NO TAX RETURNS NEEDED.  Bank statement programs available
  • ​Jumbo Loans:  We have many programs without the typical restrictions
  • ​Real Estate Investor Loans:  Up to $2 Mil with FICO as low as 620* / Bad credit ok / Self-employed ok.  We also have several hard money loan programs / bridge loans

Receive A No Cost / No Obligation Mortgage Quote -- What do you have to lose?

Whether you are looking to refinance your existing mortgage or getting ready to buy a new home, we can help.
Let us help you...Click the button below. It takes less than a minute to answer a few questions so we can help you get the right loan program and most likely save you a lot of money as well.   

Who am I?  
Chuck Chiodo is a Branch Manager for Omni-Fund, Inc.  He is a United States Marine Corps veteran. Chuck proudly served in Operation Desert Shield and Operation desert Storm.  Chuck has been involved with finance for over 20 years.

*  Restrictions / requirements apply for loan programs that allow credit scores below 600 - Please talk to one of our licensed Loan Officers for more details
Copyright 2020 - Lending services provided by Omni-Fund, Inc
NMLS# 4869
Corporate Address:
26395 Jefferson Avenue # E
Murrieta Ca 92562